Legal Risk Mitigation in Mutual Fund Sales Through E-Commerce Platforms
Mitigasi Risiko Hukum dalam Penjualan Reksa Dana Melalui Platform E-Commerce
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(1) Ageng Wicaksono Program Studi Ilmu Hukum, Universitas Muhammadiyah Sidoarjo
Indonesia
(2) * Mochammad Tanzil Multazam
Universitas Muhammadoyah Sidoarjo
Indonesia
(*) Corresponding Author
Abstract
General Background: E-commerce platforms, such as Tokopedia, have expanded to offer Mutual Fund investments, creating new opportunities in the digital investment space. Specific Background: The sale of Mutual Funds on Tokopedia is governed by OJK Regulation No. 39/POJK.04/2014, aimed at reducing legal risks for investors. Knowledge Gap: There is limited research on how these regulations are applied to protect investors in e-commerce settings. Aims: This study examines the legal risks associated with Mutual Fund sales on Tokopedia and evaluates the effectiveness of existing policies. Results: The collaboration between Tokopedia and a Mutual Fund Securities Agent demonstrates compliance with OJK regulations, enhancing investor protection, reducing transaction costs, and simplifying investment monitoring. Novelty: The research introduces legal issues related to privacy and investment policies within e-commerce platforms. Implications: It highlights the importance of regulatory compliance to ensure investor protection and increase the credibility of digital investment platforms.
Highlights:
- Tokopedia's Mutual Fund sales comply with OJK regulations to protect investors.
- The absence of transaction fees and ease of monitoring enhances investor convenience.
- Legal risks in privacy and investment policies are crucial for digital investment platforms.
Keywords: Legal Risk, Mutual Funds, E-Commerce, Tokopedia, APERD
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Copyright (c) 2024 Ageng Wicaksono, Mochammad Tanzil Multazam
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